Maybank Credit Card. RinggitPlus brings you the latest deals, discounts and offers from your favourite credit cards so you can maximise on savings. Once you have chosen the right card, click APPLY NOW button to start the WhatsApp application. If you want a credit card that saves you money on petrol, flights, shopping or household bills, a Maybankard is the safe choice. Haven't received my message yet? Its annual fee of RM195 for principal cardholders is waived for the first year and upon a minimum of 24 swipes per year for subsequent spend, with a full annual fee waiver for supplementary cards. 1. Think of it like a fast loan that you can pay back when your salary kicks in. Credit card interest rate, also known as Finance Charge, is usually charged on the outstanding balance amount when it is past due. Once you have chosen the right card, click APPLY NOW button to start the WhatsApp application. by Alex Cheong; 5th January 2021; Hong Leong Bank (HLB) is currently holding a Pay Safe Lah campaign, where its credit and debit cardholders… Read More. The banks then further categorised these cards to meet various consumers’ needs and spending habits to having features such as cashback, reward points and air miles. credit card applications with the introduction of RHB RinggitPlus XpressApply via 'ChatBot', a real-time messenger-style platform on RinggitPlus.com. Apply Credit Card via RinggitPlus . Existing principal/supplementary cardholders who had cancelled their UOB credit card within the past 3 months prior to applying on the campaign's start date. 3.4 out of 5. but somehow they will try to promote other bank carda that you dont want. RinggitPlus, Bangsar South, No 8, Jalan Kerinchi, Kuala Lumpur, Malaysia. 3% cashback for online transactions may not seem like much compared to other cards in this list, but its zero minimum spend requirement makes it useful if you don’t spend a lot. If you miss your payment, late payment fee will be charged on the outstanding balance. The minimum monthly payment is usually at 5% of the total outstanding balance, which must be settled before the statement due date. Keep a tab on this section as it will be updated weekly. Annual Income. You can also own multiple cards from multiple banks with varying credit limits. Existing principal/supplementary cardholders who had their HSBC credit card approved or denied within 6 months, or had cancelled their HSBC credit card within 3 months before the date of application, New customer only. This week, RinggitPlus brings you a line up of all the credit card promotions in RinggitPlus that you don’t want to miss out: RinggitPlus Credit Card Promotions 2020 (16-19 Nov) Apply Now . Price: RM3,000 minimum monthly income Apply Now On Public Bank. For example, if you have used up RM300 on your card and failed to settle it within 20-day interest-free period, a Finance Charge of between 15%-18% p.a. You can apply for a Standard Chartered credit card online through 2 simple steps: (1) RinggitPlus WhatsApp, then (2) Standard Chartered Digital Form. All rights reserved. RM30 off every Sunday (min. DISCOVER. Every day, R+ help you get more for your money – whether you’re applying for a credit card, personal loan, an insurance plan, a home loan for your dream house, and much more. This tool can be used on the RinggitPlus platform before you apply for any credit card, which means you minimise your chances of being rejected (and thus hurting your credit health). First, you head over to Citibank credit card page on RinggitPlus to compare and apply for the best Citibank card for you. Credit card application can be made online through 2 simple processes: (1) RinggitPlus WhatsApp, then (2) Citibank Digital Form. Apply for a credit card on RinggitPlus for exclusive gifts; Best Credit Cards in Malaysia 2021. I'll need to ask you a few more questions to complete your application. Credit Card. The ChatBot service with RHB, provides Malaysians with a unique and revolutionary way to apply for credit cards. Today, we are showing you the benefits of applying credit cards through RinggitPlus.com. For example, a Gold card by Bank A is offered to those with a monthly salary of RM3,000 and above, whereas Bank B opens to anyone earning a minimum of RM2,000 per month. CCRIS is a central system that stores information of your credit histories which is referenced by all banks when assessing your credit risk. Some of them don’t have an annual fee, whereas there are also cards with an annual fee waiver condition. COVID-19 EXCLUSIVE: PERSONAL LOANS Sign Up Offers . There are 4 biggest card networks in Malaysia: Standard Chartered JustOne Platinum MasterCard Credit Card, New customer only. Credit Card Promo Code and Discount in Malaysia 2021 Hi guys, just wanna ask if anyone of you ever applied for a credit card through RinggitPlus and how long did it take for it to bee approved. Create New Account. Log In. Successful applicant must spend an accumulative amount of minimum RM500 within 60 days from the card's approval date. 5. The RHB Shell Visa Credit Card has a minimum income requirement of RM24,000 per annum or RM2,000 a month, making it an attractive entry-level card. or. The underlying technology allows RinggitPlus to have its own credit reporting and scoring tool, which can be generated immediately based on the information provided by the applicant. Create New Account. First, you head over to Citibank credit card page on RinggitPlus to compare and apply for the best Citibank card for you. A late payment habit can have a negative effect on your There is no limit to the number of credit cards you can apply from any banks, however, your chances of getting approved will depend on your income and other factors mentioned above. Jirnexu is an approved participant in the BNM Fintech Regulatory Sandbox. Jirnexu is an approved participant in the BNM Fintech Regulatory Sandbox. Maybank Manchester United Visa Infinite. RHB has launched a new tiered cashback credit card called the RHB Shell Visa Credit Card. On RinggitPlus WhatsApp, you are required to provide your MyKad (front & back) to proceed with credit check and card selection. If you earn a monthly income of RM3,000 or less, the bank will usually set a credit limit to 2 times your salary. Find me a card Frequently Asked Questions. When it comes to credit facilities such as credit cards or personal loans, banks or financial institutions will always perform a background credit check when you apply for the product. the details they pass to bank agents, later bank agents will contact you. Best Maybank Credit Cards - Apply Online and … To understand more on how it works, let’s take a look at the basic features such as follows: A credit card has a fee that is charged annually to the cardmembers for the benefits that come with it. It is important to take note of the statement due date so that you will not be charged with unnecessary fees and charges on the outstanding balance. The best part? I have a decent salary but I did try Citibank but the person in charge called me and informed that my application was a "weak application" and cancelled the application instead of rejecting thus not affecting my CCRIS "not sure though". You can call us at +60-3-7890 0808 (Mon-Fri, 10AM to 7PM). Other than that, you must also have a valid identity card, employer letter of confirmation and other documents to support your application. See more of RinggitPlus on Facebook. Regarding about the conversion, RinggitPlus.com will only provide the number of approval conversion, without stating from which order ID due to customer information privacy. The right to end the Campaign 's start date biggest card networks in Malaysia:,... Chartered JustOne Platinum MasterCard credit card, with no minimum spend is required 9.5/10! You as a credit cardholder spend an accumulative amount of your credit card within 30 days from card... Benefits of applying credit cards so you can call us at +60-3-7890 0808 ( Mon-Fri 10AM... Total outstanding balance, which must be settled before the date of application multiple cards from banks... Interest on your CCRIS ( Central credit Reference Information System ) record % of total... 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